Choosing to pay a bill with a card can have a significant impact on your general financial wellness — for better or for worse. That’s why it’s important to consider the many variables of this decision before going ahead with it.
Let’s take a closer look at the pros and cons of paying monthly bills with a credit card or debit card.
If your business has reached a point where it needs an infusion of funds in order to grow, you may be in the market for a business loan. A business loan can help a struggling small business establish itself better, or help a thriving company expand its line of products, open an additional location, move to a larger site, hire new team members, or purchase expensive equipment.
Here’s all you need to know about applying for a business loan:
College is not just about partying and breaking all the rules your parents subjected you to while you were growing up … It’s also about, you know, preparing for your future and all that.
Once you leave college and enter the “real world,” you are going to quickly realize there is something really important you need to develop: good credit.
Consumer debt in the United States is more than $3.4 trillion, with credit card debt alone at a staggering $16,048 average per household.
If you want to buckle down the spending belt, experts agree on tried and true measures for viewing the light at the end of debt’s tunnel.
As part of the changes you’re gearing up for in the months after you graduate, you’re poised to enter the working world as a long-term employee, perhaps for the first time in your life. As you prepare for this transition, you might have dollar signs dancing in your head while you dream of what you’re going to do with your first paycheck.
Before you start planning a one-in-each-color shopping spree at the mall or a weekend in Vegas, check out our list of responsible things to do with your first paycheck.
When trying to trim a monthly budget, most people don’t consider their fixed expenses. These recurring costs, which include mortgage payments, insurance premiums and subscription payments, are easy to budget and plan for since they generally remain constant throughout the year. While people tend to think there’s no way to lower fixed expenses, with a bit of effort and research, most of these costs can be reduced.
Here are five ways to trim your fixed expenses.
Here’s all you need to know about striking a balance when borrowing for your business:
If you feel like the middle-class squeeze is getting tighter each year, you’re not alone. The numbers don’t lie: Life really is a lot more expensive than it used to be.
Let’s take a look at what life costs like now compared to 20, 50 and 80 years ago.
Who needs a budget anyway?
If you’re always wondering how you’re going to pay the next bill, feel guilty when you indulge in overpriced treats, and you can’t seem to find money to put into savings, then you probably need a budget.
Your credit score is made up of three numbers, serving as an indicator of your financial history, wellness, and responsibility. These three little numbers can spell the difference between approval and rejection for a mortgage, a job, a rental unit and so much more.
We have outlined how your credit score is calculated, why it matters and steps you can take to improve your score.
