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Apr Explained
APR Explained: Why A Lower Rate Is Your Highest Priority

APR Explained: Why A Lower Rate Is Your Highest Priority

Credit card companies have a business model based on keeping you in debt as long as possible. They make statements difficult to comprehend with the expectation that you’ll just make the minimum payment to make that big ball of stress go away for another month. In truth, there’s a lot of information on there that can empower you as a consumer.


Let’s look at three steps you can take to lower the APR on your debt.

Keeping The Cheer
Keeping the Cheer in the Holidays This Year

Keeping the Cheer in the Holidays This Year

‘Tis the season to be jolly, but many of us may be feeling grinchy this year. With the pandemic still a looming threat to our health and happiness, the economy still a hot mess, and so many of our favorite seasonal activities canceled, getting into the holiday spirit can be challenging.


Lucky for you, we’re feeling nice, even during these naughty times. We’ve compiled a list of tips and strategies to help you keep the cheer in the holidays this year, even during COVID-19.

Black Friday 2020
Is Black Friday Still on in 2020?

Is Black Friday Still on in 2020?

From shoplifting to stampedes, nothing rings in the holidays more fondly than a couple of parents doing battle in the aisles over the last bargain Barbie on the shelf.


Craziness aside, though, Black Friday is the high holiday for serial shoppers. Social distancing and mask wearing are not going to keep them away from the thrill of the deal. But shopping this year does pose a few questions. Here are some answers.

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